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    Bridging Wealth Gaps: Homeownership’s Stand Against Inflation

    By Carla Higgins | April 16, 2024

    When exploring the benefits of homeownership, it’s more than just having a place to call your own. Among its many advantages, homeownership stands as a formidable safeguard against inflation and a strong vehicle for long-term wealth accumulation. This article will delve into the dynamics of appreciation and amortization, explaining why owning a home can be … Continue reading Bridging Wealth Gaps: Homeownership’s Stand Against Inflation → Read More

    Baby Boomers’ Wave to Downsize

    By Carla Higgins | April 9, 2024

    As the first groups of baby boomers gracefully rides the wave of aging, they are setting new trends in the housing market, giving birth to what experts fondly refer to as the "Silver Tsunami." This phenomenon is not merely about a change in address; it’s a lifestyle transformation tailored to meet the unique needs of … Continue reading Baby Boomers’ Wave to Downsize → Read More

    Smart Home Tech: Is It Real Property or Personal Belongings in a Home Sale?

    By Carla Higgins | March 26, 2024

    Many of today’s homeowners have accumulated multiple high-tech "smart" devices to make their home more convenient, economical, and fun to operate. When they decide to sell the home, they need to make the listing agent completely aware of whether they will be included in the sale of the home. Some of these things easily meet … Continue reading Smart Home Tech: Is It Real Property or Personal Belongings in a Home Sale? → Read More

    Leverage your home’s equity into rental property

    By Carla Higgins | March 19, 2024

    There can be many reasons homeowners aspire to have their home paid for. They can include no mortgage payments, financial security, debt reduction, lower expenses, retirement planning, financial freedom, legacy planning, no risk of foreclosure, and reduced stress, just to name a few. All those things have a cost attached to them which is the … Continue reading Leverage your home’s equity into rental property → Read More

    Adapting to Life’s New Chapters

    By Carla Higgins | March 12, 2024

    All of us encounter major life events and they have the possibility of disrupting our lives temporarily, if not permanently. The homes we live in may have met our needs originally but due to a change in our life, it may no longer be adequate or the best fit for us, which will require a … Continue reading Adapting to Life’s New Chapters → Read More

    House-Hacking your way to multi-unit rentals

    By Carla Higgins | March 5, 2024

    House-hacking refers to buying a multifamily property on an owner-occupied mortgage, living in one unit and renting the others. If you’re thinking about becoming a rental mogul, starting early is an advantage. Not only will you have longer to accumulate a larger portfolio, but you can also increase the leverage on the first owner-occupied acquisitions. … Continue reading House-Hacking your way to multi-unit rentals → Read More

    The relationship between homeownership and net worth

    By Carla Higgins | February 27, 2024

    During the span between 2019 and 2022, the COVID-19 pandemic significantly disrupted both society and economic activities. Nevertheless, the latest Survey of Consumer Finance, which has recently been unveiled, highlights widespread enhancements in the financial well-being of American families during this timeframe, especially concerning their net worth. The median net worth of homeowners increased 37%, … Continue reading The relationship between homeownership and net worth → Read More

    Understanding Credit Life Insurance for Home Buyers

    By Carla Higgins | February 20, 2024

    Credit life insurance is a specialized type of insurance designed to provide financial protection for borrowers and their families in the event of the borrower’s untimely death. This insurance is often associated with loans, including mortgages, and is specifically tied to the outstanding balance of the loan. In the case of a home purchase, credit … Continue reading Understanding Credit Life Insurance for Home Buyers → Read More

    Discover how to make a difference in your neighborhood

    By Carla Higgins | February 13, 2024

    Whether you’re a seasoned homeowner or just starting this thrilling chapter, every time you turn your key, you’re not just entering a house but also embedding yourself in a neighborhood. The heartbeat of a vibrant community doesn’t solely rest upon pristine lawns or architectural beauty, but predominantly on its residents � wonderful folks like you! … Continue reading Discover how to make a difference in your neighborhood → Read More

    How Home Value Growth Beats Renting

    By Carla Higgins | February 6, 2024

    Over the last 60 years, the average sales price of homes has appreciated at a rate of 5.56% annually, according to the Federal Reserve Economic Data. During the same period, rent has increased at a rate of 3.88% annually which presents a compelling argument in favor of homeownership. When we analyze these figures, it becomes … Continue reading How Home Value Growth Beats Renting → Read More

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Our agents write often to give you the latest insights on owning a home or property in the local area.