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Monthly Archives: November 2016

    It Isn’t Final Until It’s Funded

    By Carla Higgins | November 29, 2016

    Mortgage approval isn’t final until it’s funded. Things can change prior to the loan being closed that can affect a pre-approval such as changes in the borrowers’ financial situation or possibly, factors beyond their control like interest rate changes. Good advice to buyers is to do nothing that can affect your credit report until the … Continue reading It Isn’t Final Until It’s Funded → Read More

    Gift or Inheritance – Does It Matter?

    By Carla Higgins | November 22, 2016

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    It’s the Principal of the Thing

    By Carla Higgins | November 15, 2016

    Most people think they’ll have a house payment and a car payment for the rest of their lives but it doesn’t have to be with a plan and a little discipline. The plan is to make additional principal contributions to a fixed rate mortgage to shorten the term and save tens of thousands in interest. … Continue reading It’s the Principal of the Thing → Read More

    A Cost to Consider

    By Carla Higgins | November 8, 2016

    Homeownership, part of the American Dream: a home of your own where you can feel safe, raise your family, share with your friends and enjoy life. The benefits are easily recognizable but maintenance is just as real and should be considered. Property taxes and insurance are two of the largest expenses homeowners have aside from … Continue reading A Cost to Consider → Read More

    Dial Down Risk for Retirement

    By Carla Higgins | November 1, 2016

    There is certainly no shortage of retirement planning strategies available to individuals who actually take the time to consider them. What most financial experts do agree on is that the closer you are to retirement, the less time you have to recover from a loss. For that reason, many people start dialing down their risk … Continue reading Dial Down Risk for Retirement → Read More

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