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Monthly Archives: January 2017

    Proof of Purchase

    By Carla Higgins | January 31, 2017

    People who experience a property loss are usually asked by their insurance company for proof of purchase which can come in the form of a receipt or current inventory of their personal belongings. Even the most organized people might find it challenging to find receipts for all the valuables in their home. If the inventory … Continue reading Proof of Purchase → Read More

    Boomers Are Staying In-Place

    By Carla Higgins | January 24, 2017

    There seems to have been an accepted progression for homeowners going from starter home, to gradually moving into one’s dream home, then, downsizing after becoming an empty nester and finally, into a retirement home. However, Marianne Cusato’s 2016 Aging-in-Place Report indicates that many older Americans don’t plan on following that pattern. 61% of homeowners above … Continue reading Boomers Are Staying In-Place → Read More

    Attracting Buyers

    By Carla Higgins | January 17, 2017

    There is a common body of knowledge among real estate professionals that indicates that the longer a home is on the market, the lower the price will be. Many sellers discount this belief in the beginning because they feel confident their home will sell quickly. Lowering the price is the most obvious thing that can … Continue reading Attracting Buyers → Read More

    Rent or Buy – You Pay for the House You Occupy

    By Carla Higgins | January 10, 2017

    The ironic thing about people who think they can’t afford to buy a home for themselves, end up buying the home for their landlord. There are several facts that support this notion. Mortgages, whether held by an owner-occupant or an investor, are usually amortized so that each payment reduces the principal amount owed so that … Continue reading Rent or Buy – You Pay for the House You Occupy → Read More

    Facts or Myths

    By Carla Higgins | January 3, 2017

    “It’s impossible to get low down payment loans.” – MYTH! FHA down payments are 3.5% and VA is 0%. In some areas, there may be some 0% down payment USDA loans available. FNMA and Freddie Mac have 3% down payment programs. “It takes perfect credit to get a loan.” – MYTH! There is a relationship … Continue reading Facts or Myths → Read More

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