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Monthly Archives: February 2017

    Not Available for All Buyers

    By Carla Higgins | February 28, 2017

    Lenders regularly publish mortgage rates but they may not be available for all buyers. Imagine that the mortgage payment based on an advertised rate influenced a buyer to make an offer on a home. After negotiating a binding contract, this buyer makes a loan application and finds out that for any number of possible reasons, … Continue reading Not Available for All Buyers → Read More

    Six Reasons to Consider Rental Homes

    By Carla Higgins | February 21, 2017

    Single-family homes offer an investor the ability to borrow large loan-to-value amounts at fixed interest rates for long terms on appreciating assets, tax advantages and reasonable control. Some of these characteristics are not available through other investments. 75-80% loan-to-value mortgages are available on most residential properties up to four units. Comparatively, the stock market allows … Continue reading Six Reasons to Consider Rental Homes → Read More

    What Would You Give?

    By Carla Higgins | February 14, 2017

    Yogi Berra said he’d give his right arm to be ambidextrous. While most first-time home buyers are not going to that extreme, it is interesting to see what sacrifices are being made according to the National Association of REALTORS® 2016 Profile of Home Buyers and Sellers. 43% – cut spending on luxury or non-essential items … Continue reading What Would You Give? → Read More

    Mortgage Loans from Relatives

    By Carla Higgins | February 7, 2017

    Occasionally, when dealing with close relatives who might also become heirs, signing a note and handling the paperwork properly may seem like a needless effort but it could mean the difference in being able to take a legitimate interest deduction. Home mortgage interest is deductible only if the loan is a secured debt which involves … Continue reading Mortgage Loans from Relatives → Read More

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