Monthly Archives: May 2017

    • Good Info – Good Decisions

      While low inventory is certainly challenging buyers, not having a clear understanding of mortgage financing is also causing issues. By having good information, they are able to make better decisions as well as compete favorably. Most buyers don’t realize how the mortgage rate is determined for a borrower. While annual income is important, a good … Continue reading Good Info – Good Decisions
      Written by Carla Higgins
    • Reasons to Refinance

      Regardless of the reason to refinance a home, the basic question to ask is: “Do you plan to live in the home long enough to recapture the cost of refinancing?” There are always expenses involved in refinancing which can be paid in cash or rolled into the new mortgage. From a strictly financial standpoint, the … Continue reading Reasons to Refinance
      Written by Carla Higgins
    • Indecision May Cost More

      “More has been lost due to indecision than was ever lost to making the wrong decision.” Interest rates have as much effect on housing costs as price and when they are both trending upward, it can be very expensive to wait. There can be some legitimate reasons for postponing a purchase such as needing to … Continue reading Indecision May Cost More
      Written by Carla Higgins