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Monthly Archives: May 2017

    Must Be This Tall to Ride

    By Carla Higgins | May 30, 2017

    Surely, you remember being a child at an amusement park when after having stood in line with your friends and family, waiting to get on a terrific ride, you discovered the sign that read, “you must be this tall to ride.” Not only was it disappointing, it was slightly embarrassing. You never want to go … Continue reading Must Be This Tall to Ride → Read More

    Would-be Buyers with Student Debt

    By Carla Higgins | May 23, 2017

    59% of non-owners are not comfortable taking on a mortgage with their student debt according to the Aspiring Home Buyers 2017 survey. It is estimated that the college graduates have an average of $37,172 in student debt. Fannie Mae, who has loan programs with as little as three to five percent down payments, has announced … Continue reading Would-be Buyers with Student Debt → Read More

    Good Info – Good Decisions

    By Carla Higgins | May 16, 2017

    While low inventory is certainly challenging buyers, not having a clear understanding of mortgage financing is also causing issues. By having good information, they are able to make better decisions as well as compete favorably. Most buyers don’t realize how the mortgage rate is determined for a borrower. While annual income is important, a good … Continue reading Good Info – Good Decisions → Read More

    Reasons to Refinance

    By Carla Higgins | May 9, 2017

    Regardless of the reason to refinance a home, the basic question to ask is: “Do you plan to live in the home long enough to recapture the cost of refinancing?” There are always expenses involved in refinancing which can be paid in cash or rolled into the new mortgage. From a strictly financial standpoint, the … Continue reading Reasons to Refinance → Read More

    Indecision May Cost More

    By Carla Higgins | May 2, 2017

    “More has been lost due to indecision than was ever lost to making the wrong decision.” Interest rates have as much effect on housing costs as price and when they are both trending upward, it can be very expensive to wait. There can be some legitimate reasons for postponing a purchase such as needing to … Continue reading Indecision May Cost More → Read More

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