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Monthly Archives: March 2018

    FHA Advantages

    By Carla Higgins | March 27, 2018

    The Federal Housing Administration, operating under HUD, offers affordable mortgages for tens of thousands of buyers who may not qualify for other types of programs. They are popular with both first-time and repeat buyers. The 3.5% down payment is an attractive feature but there are other advantages: More tolerant for credit challenges than conventional mortgages. … Continue reading FHA Advantages → Read More

    Standard or Itemized

    By Carla Higgins | March 20, 2018

    Taxpayers can decide each year whether to take the standard deduction or their itemized deductions when filing their personal income tax returns. Roughly, 75% of households with more than $75,000 income and most homeowners itemize their deductions. Beginning in 2018, the standard deduction, available to all taxpayers, regardless of whether they own a home, is … Continue reading Standard or Itemized → Read More

    Inventory Continues to be a Challenge

    By Carla Higgins | March 13, 2018

    In any given market, inventories fluctuate based on supply and demand considering area and price range. The National Association of REALTORS considers a balanced market to be a six-month supply of homes. If it takes longer than six months to sell, it is thought to be a buyer’s market and less than six months, a … Continue reading Inventory Continues to be a Challenge → Read More

    Your Refund Could be the Difference

    By Carla Higgins | March 6, 2018

    One of the silver linings to filing your income tax return is finding out that you are going to receive a refund. If you happen to be one of these fortunate taxpayers, your next decision is what to do with it. With the average tax refund around $3,000, it could be the difference that makes … Continue reading Your Refund Could be the Difference → Read More

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