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Monthly Archives: August 2018

    Reduce Refinancing Costs

    By Carla Higgins | August 28, 2018

    There is much more than a lower rate and payment to determine whether to refinance a mortgage. Lenders try to make refinancing as attractive as possible by rolling the closing costs into the new mortgage so there isn’t any out of pocket cash required. The closing costs associated with a new loan could add several … Continue reading Reduce Refinancing Costs → Read More

    Moisture & Mold

    By Carla Higgins | August 21, 2018

    Moisture is mold’s best friend and it thrives between 40 and 100 degrees Fahrenheit which is why it is commonly found in homes. Mold spores float in the air and can grow on virtually any substance with moisture including tile, wood, drywall, paper, carpet, and food. Moisture control and eliminating water problems are key to … Continue reading Moisture & Mold → Read More

    What to Avoid Before Closing Your New Home

    By Carla Higgins | August 14, 2018

    It’s understandable; you’re excited; you’ve found the right home, negotiated a contract, made a loan application and inspections. Closing is not that far away, and you are making plans to move and put personal touches on your new home. Even if you have an initial approval on your mortgage, little things can derail the process … Continue reading What to Avoid Before Closing Your New Home → Read More

    Rising Rates Affect the Cost Too

    By Carla Higgins | August 7, 2018

    Mortgage rates have risen 0.5% in 2018 on 30-year and 15-year fixed rate mortgages and experts expect them to continue to increase. Buyers paying attention to the market understand the relationship that inventory has on pricing; when the supply is low, the price usually goes up. Rising interest rates can affect the cost of homes … Continue reading Rising Rates Affect the Cost Too → Read More

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