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Monthly Archives: November 2018

    Gift of Equity

    By Carla Higgins | November 27, 2018

    There is a little-known mortgage program that could provide the vehicle for the right person to get into a home. If a person sells their home to another for less than the fair market value, the difference in the appraised value and the sales price is considered a gift of equity for the buyer. FHA … Continue reading Gift of Equity → Read More

    Do You Know the Way?

    By Carla Higgins | November 20, 2018

    It may be natural for first-time buyers to be unsure of the process of buying a home because they haven’t been through it before but even repeat buyers need to know changes that have taken place since the financial housing crisis. The steps in the home buying process are predictable and generally follow the same … Continue reading Do You Know the Way? → Read More

    Roll the Repairs into the Mortgage

    By Carla Higgins | November 13, 2018

    It’s been said that if you can find a home that has most of what you want, you should go ahead and purchase it. Many first-time buyers are using everything they have for a down payment and closing costs and would have to “live” with the less than perfect home until they can save the … Continue reading Roll the Repairs into the Mortgage → Read More

    Getting the “Right” Home

    By Carla Higgins | November 6, 2018

    Finding the right home is still the biggest challenge buyers are faced with in today’s market as is shown in the latest Confidence Index Survey. Assuming the buyers find the “right” home with determination, perseverance and the help of a real estate professional, 88% of all transactions last year required financing to get the buyer’s … Continue reading Getting the “Right” Home → Read More

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