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Monthly Archives: April 2019

    iBuyers – Convenient at a Price

    By Carla Higgins | April 30, 2019

    There are an increasing number of real estate companies, termed iBuyers, like Open Door, Offerpad, Zillow, Knock and others that market a service that has an appeal to homeowners. The pitch for these quick cash offer companies will include some variation of “let us buy your home in days without the normal hassles of listing.” … Continue reading iBuyers – Convenient at a Price → Read More

    One Loan for Purchase & Renovations

    By Carla Higgins | April 23, 2019

    The FNMA HomeStyle conventional mortgage allows a buyer to purchase a home that needs renovations and include them in the financing. This facilitates the purchase of the home and the renovations in one loan rather than getting a separate second mortgage or home equity line of credit. The combination of these loans should save closing … Continue reading One Loan for Purchase & Renovations → Read More

    Get Rid of Things You Don’t Need

    By Carla Higgins | April 16, 2019

    Periodically, you need to rid yourself of things that are taking up you time and space to make room for more of what you like and want. There’s a frequently quoted suggestion that if you haven’t used something for two years, maybe it isn’t essential in your life. If you have books you’ll never read … Continue reading Get Rid of Things You Don’t Need → Read More

    Qualified Charitable Contribution

    By Carla Higgins | April 9, 2019

    If you’re at an age where you need to be taking Required Minimum Distributions (age 70.5) from your IRA, a qualified charitable contribution and some planning may allow you to lower your overall tax liability. Let’s say that a couple’s 2019 itemized deductions include $8,000 in property taxes, $4,400 in interest and $20,000 in charitable … Continue reading Qualified Charitable Contribution → Read More

    Auto Pay Your Mortgage Payment

    By Carla Higgins | April 3, 2019

    In the time that it takes to write one check, you can set it up with your bank and never have to do it again. You won’t have to write checks, envelopes or buy stamps anymore. You’ll save time, money and benefit in other ways too. Never be late … avoid late fees and protect … Continue reading Auto Pay Your Mortgage Payment → Read More

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