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Monthly Archives: January 2022

    I wish I knew then…

    By Carla Higgins | January 25, 2022

    We have all heard this expression that implies that had a person known earlier in life what they know now, they would have done things differently. The subject possibilities are endless While no one has a crystal ball to see into the future, it may be possible to learn from people who have experienced similar … Continue reading I wish I knew then… → Read More

    Your Home is a Hedge Against Inflation

    By Carla Higgins | January 18, 2022

    The concern about inflation is the sustained upward movement in the overall price of goods and services while the purchasing value of money decreases. Tangible assets like your home consistently become more valuable over time. In inflationary periods, your home is a good investment and a hedge against inflation. Money in the bank loses purchasing … Continue reading Your Home is a Hedge Against Inflation → Read More

    Why is the APR higher than the interest rate?

    By Carla Higgins | January 11, 2022

    Annual percentage rate is a calculation to accurately reflect the cost of the mortgage considering the note rate of interest, financing fees and charges based on the term of the mortgage. Annual percentage rate, APR, calculates the interest rate and loan fees over the life of the loan expressed as a rate. A mortgage has … Continue reading Why is the APR higher than the interest rate? → Read More

    There’s more to it than you might think

    By Carla Higgins | January 4, 2022

    There is more to selling a home than you might think. Superficially, a person might think that it will sell itself currently because, nationally, homes for sale receive 3.6 offers and they sell within 18 days. Any business student can probably list the four Ps of marketing: product, price, place, and promotion. It may appear … Continue reading There’s more to it than you might think → Read More

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Our agents write often to give you the latest insights on owning a home or property in the local area.