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Monthly Archives: November 2022

    Concessions Make Your Home More Marketable

    By Carla Higgins | November 29, 2022

    Sellers offer concessions as an incentive to encourage buyers to purchase their home. The concessions, paid for by the seller, benefit the buyer in ways that may be more appealing than possibly, being able to purchase the home for a lower price. In some situations, buyers have good income, credit, and even the down payment … Continue reading Concessions Make Your Home More Marketable → Read More

    Building Your Home Buying Team

    By Carla Higgins | November 22, 2022

    There are a lot of professionals involved in the homebuying process. And when these people can function as a team, the buyer is much more likely to end up where they want to be…in their new home. The lender is an integral part of the team unless you are going to be paying cash. Trust … Continue reading Building Your Home Buying Team → Read More

    Securing Your Retirement

    By Carla Higgins | November 15, 2022

    Social Security was established, on August 14, 1935, to take care of the country’s elderly in their retirement years. Today, about 65 million or 1/6 of Americans collect benefits and the average monthly retirement amount received in January 2022 was $1,614 per month or about $19,370 per year. This annual Social Security benefits exceed the … Continue reading Securing Your Retirement → Read More

    Homeowners Need Resources

    By Carla Higgins | November 8, 2022

    Managing an asset worth hundreds of thousands of dollars is a responsibility that requires attention to details such as timely payment of the mortgage, home repairs and maintenance, upkeep, and oversight on financial issues including taxes, insurance, and other things. Depending on how long you’ve been a homeowner, you may have faced some of the … Continue reading Homeowners Need Resources → Read More

    Waiting for the Mortgage Rates to Come Down?

    By Carla Higgins | November 1, 2022

    Waiting for the mortgage rates to come down before you buy a home may not be a good decision. If you are correct, and the rates do come down by two percent, the savings you benefit from a lower rate will most likely be devoured by the appreciated price increase. As of 10/27/22, the 30-year … Continue reading Waiting for the Mortgage Rates to Come Down? → Read More

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