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Monthly Archives: January 2023

    Negotiate a Buydown to Get into a Home Now

    By Carla Higgins | January 31, 2023

    If you are a prospective homebuyer, things have changed in the past year. Most notably, mortgage rates have more than doubled which has created an affordability gap that has taken approximately 15 million buyers out of the market. Inventories are growing but it isn’t because more people are deciding to sell their homes; it is … Continue reading Negotiate a Buydown to Get into a Home Now → Read More

    If you’re on the sidelines, at least get ready…

    By Carla Higgins | January 24, 2023

    If you’re on the sidelines to buy a home, there are things you can do to be ready when you do get back in the game. Improve your credit score to qualify for the best mortgage rate available which are reserved for those with the highest scores. Get a copy of your current credit reports … Continue reading If you’re on the sidelines, at least get ready… → Read More

    If you’re on the sidelines, at least get ready…

    By Carla Higgins | January 24, 2023

    If you’re on the sidelines to buy a home, there are things you can do to be ready when you do get back in the game. Improve your credit score to qualify for the best mortgage rate available which are reserved for those with the highest scores. Get a copy of your current credit reports … Continue reading If you’re on the sidelines, at least get ready… → Read More

    Negotiating Your Position

    By Carla Higgins | January 17, 2023

    The seller wants the most for their home and the buyer wants to pay the least possible. From the very beginning of the homebuying process, there are adversarial positions between the principals. If you happen to be in a multi-offer situation, it just complicates things further. Then, there are the emotions that tend to cloud … Continue reading Negotiating Your Position → Read More

    Turn Back Time

    By Carla Higgins | January 10, 2023

    As the expression goes, "if I could turn back time", maybe you’d would do some things differently. If you’re wanting to buy a home, the regret may come from not getting a mortgage when rates were half of what they are today. There may not be a way to literally "turn back time" but you … Continue reading Turn Back Time → Read More

    Buy Now, Refinance Later

    By Carla Higgins | January 3, 2023

    The dilemma facing would-be buyers today is to wait until things settle down or move ahead in this unsettling economic environment. More specifically, the question should be, what are you waiting to settle down: mortgage rates, or prices or both? Mortgage rates haven’t been this high since 2002, so it could be considered plausible that … Continue reading Buy Now, Refinance Later → Read More

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