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Monthly Archives: April 2023

    Shopping Mortgage Rates

    By Carla Higgins | April 25, 2023

    Nobel Prize recipient, Richard Thaler, in his research into seemingly irrational economic behaviors, "found that consumers generally search too little, get confused while evaluating complex alternatives, and are slow to switch from past choices, even if it costs them." "Why are consumers leaving money on the table?" Based on this behavior, a borrower securing a … Continue reading Shopping Mortgage Rates → Read More

    Who Benefits from Selling a Home “As Is”?

    By Carla Higgins | April 18, 2023

    A person’s decision to sell their home comes with a lot of other decisions causing an owner to stress or procrastinate. Early in the process, the owner will consider selling the home "As Is" to avoid the looming issues that accompany selling a home. From a seller’s standpoint, "as is" means the buyer will purchase … Continue reading Who Benefits from Selling a Home “As Is”? → Read More

    A Lesson on Housing from the 80’s

    By Carla Higgins | April 11, 2023

    Doing nothing may be a lot more costly than doing something. With rates twice what they were in 2021 and the first half of 2022, many buyers are sitting on the sideline. For some, it has to do with not being able to afford the home they want at today’s mortgage rates and for others, … Continue reading A Lesson on Housing from the 80’s → Read More

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