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    Bridging Wealth Gaps: Homeownership’s Stand Against Inflation

    By Carla Higgins | January 30, 2024

    When exploring the benefits of homeownership, it’s more than just having a place to call your own. Among its many advantages, homeownership stands as a formidable safeguard against inflation and a strong vehicle for long-term wealth accumulation. This article will delve into the dynamics of appreciation and amortization, explaining why owning a home can be … Continue reading Bridging Wealth Gaps: Homeownership’s Stand Against Inflation → Read More

    Access “Trapped Equity” without Refinancing

    By Carla Higgins | January 23, 2024

    American homeowners have a record amount of equity in their home. Many of these homeowners would like to cash out part of that equity but don’t want to trade an historically low interest rate for one that is as high as it’s been in 20 years. Instead of refinancing their home, an option is to … Continue reading Access “Trapped Equity” without Refinancing → Read More

    Navigating Closing Costs During Your Home Sale

    By Carla Higgins | January 16, 2024

    Buying or selling a house is an exciting and sometimes confusing experience that includes expenses called "closing costs" that can often catch us by surprise. Closing costs are simply the fees and expenses incurred by buyers and sellers during a real estate transaction’s closing or settlement process. Typical closing costs can vary depending on what … Continue reading Navigating Closing Costs During Your Home Sale → Read More

    Tap into your home equity five ways

    By Carla Higgins | January 9, 2024

    Your home is not just a place to live; it’s a valuable asset that can serve as a financial resource when you need it most. One of the significant advantages of homeownership is the opportunity to build equity over time, which can be accessed in various ways to fund life’s important milestones or unexpected expenses. … Continue reading Tap into your home equity five ways → Read More

    New Construction Homes with Your Own Agent

    By Carla Higgins | December 26, 2023

    Homebuyers in the market who are frustrated by the low inventory are finding what they want in new construction. Among the obvious advantages are that it is fresh and new, has never been lived in, and can be personalized to an individual’s taste and needs. New construction homes can be more expensive upfront, but they … Continue reading New Construction Homes with Your Own Agent → Read More

    How Rapid Rescoring Can Make a Difference

    By Carla Higgins | December 19, 2023

    Imagine you’re on the verge of securing a mortgage, and a slightly higher credit score could mean a lower interest rate. The good news? There’s a quicker way to make that possibility a reality. Mortgage loans are often more time-sensitive than other loans. If you find yourself in a situation where a slightly improved credit … Continue reading How Rapid Rescoring Can Make a Difference → Read More

    Why It’s a Smart Move to Buy a Home in the Current Market

    By Carla Higgins | December 12, 2023

    If you’re in a financially stable position, now might be the perfect time to embark on your homeownership journey. Buying a home today offers several advantages, including the opportunity to build equity and stabilize your housing costs in the face of rising expenses. Explore the reasons why purchasing a home now can be a wise … Continue reading Why It’s a Smart Move to Buy a Home in the Current Market → Read More

    Moving Scams: How to Spot Them

    By Carla Higgins | December 5, 2023

    Moving can be stressful enough without having to worry about being scammed by a moving company. Unfortunately, there are unscrupulous movers out there who prey on people who are in the midst of moving. To protect yourself from being scammed, it’s important to be aware of the red flags. Here are a few things to … Continue reading Moving Scams: How to Spot Them → Read More

    Which types of showings work

    By Carla Higgins | November 28, 2023

    A showing is an opportunity for a buyer to determine if a home is right for them. Each of the different types of showing plays a valid and necessary role in marketing the home. Some buyers may start by looking at homes online, which can lead them to drive by the home to see if … Continue reading Which types of showings work → Read More

    How homeowners can avoid mortgage relief scams

    By Carla Higgins | November 21, 2023

    Homeowners who are facing financial difficulty are often targeted by mortgage relief scams. These scams can be very convincing, and homeowners may be desperate for help, making them vulnerable to these schemes. Scammers often pose as government officials or mortgage experts, and they may promise homeowners that they can help them avoid foreclosure or modify … Continue reading How homeowners can avoid mortgage relief scams → Read More

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Our agents write often to give you the latest insights on owning a home or property in the local area.