Blog

    • Reduce Refinancing Costs

      There is much more than a lower rate and payment to determine whether to refinance a mortgage. Lenders try to make refinancing as attractive as possible by rolling the closing costs into the new mortgage so there isn’t any out of pocket cash required. The closing costs associated with a new loan could add several … Continue reading Reduce Refinancing Costs
      Written by Carla Higgins
    • Moisture & Mold

      Moisture is mold’s best friend and it thrives between 40 and 100 degrees Fahrenheit which is why it is commonly found in homes. Mold spores float in the air and can grow on virtually any substance with moisture including tile, wood, drywall, paper, carpet, and food. Moisture control and eliminating water problems are key to … Continue reading Moisture & Mold
      Written by Carla Higgins
    • Replace It Anyway

      If it’s not broken, why would a homeowner consider replacing something as expensive as a toilet when there may be other things in the home to replace that provide more aesthetic appeal. Don’t be too quick to ignore the functionality and the reliability of this basic convenience. The first rationalization might take place at the … Continue reading Replace It Anyway
      Written by Carla Higgins
    • Before You Leave Town…

      Along with all the planning of what you’re going to do and where you’re going to stay, consider this checklist to make you feel more comfortable while you’re away from home. Ask a trusted friend to pick up your mail, newspaper and keep yard picked up to avoid an appearance of not being at home. … Continue reading Before You Leave Town…
      Written by Carla Higgins
    • Owning Makes More Sense

      When comparing the cost of owning a home to renting, there is more than the difference in house payment against the rent currently being paid. It very well could be lower than the rent but when you consider the other benefits, owning could be much lower than renting. Each mortgage payment has an amount that … Continue reading Owning Makes More Sense
      Written by Carla Higgins
    • Unexpected Expenses

      It’s common for Sellers to consider offering a home warranty or protection plan to make their home more marketable. A growing number of homeowners are now purchasing this type of protection for themselves to limit the unexpected expenses of repairs and replacements. A home protection plan is a renewable service contract that covers the repair … Continue reading Unexpected Expenses
      Written by Carla Higgins
    • Don’t Let a Killer In

      Carbon monoxide is a silent killer you don’t want in your home but because it is colorless and odorless; you may not even be aware the deadly condition exists. The Center for Disease Control says more than 400 people in the U.S. die annually from carbon monoxide poisoning and over 10,000 require medical treatment each … Continue reading Don’t Let a Killer In
      Written by Carla Higgins